The employees of New Horizon Financial Group have firsthand experience in working with some of the nation’s largest mortgage lenders and we understand their “inner workings”. This provides us with a unique perspective into every case and gives you the peace of mind that you are in “good hands”. We will guide you step by step through your real estate transaction or help you successfully navigate a foreclosure defense, possible short sale or loan modification. All the while keeping you well informed of the progress and status of your case.

When it comes to matters of Loss Mitigation, Short Sales, Foreclosure Defense or even a Deed In Lieu of Foreclosure legislation and lender guidelines change frequently and often without notice and it is critical that a competent Firm must stay current with respect to relevant issues and resolution strategies. We are willing to go the extra mile to stay ahead of the curve through research and continued education. It is this tireless dedication that allows us to provide our clients with the most cost effective and efficient representation. In matters of Foreclosure Defense and Loss Mitigation time is of the essence so we work very hard to ensure that each case is handled in an expeditious and professional manner.

INFORMATION ABOUT THE PROCESS

Our goal is to keep you in your home, if you can afford to stay.  We are experienced in working with lenders and negotiating a restructuring of mortgages, and we will be providing you with a unique professional plan and personalized service.

We fully understand that you have a serious financial problem and only a short time to overcome the real possibility of losing your property.

It has been our experience that lenders will negotiate a loan modification when the existing interest rate is high, payments are delinquent, or the borrower has experienced serious income loss.  Please remember that most lenders do not want to foreclose and own your home because the lenders will lose money by foreclosing! Once negotiation’s have started, most lenders will typically offer a workout program that is aimed at keeping you in your home.

The key to our success is negotiating a financial plan that you and your lender will approve, and more importantly, that you can afford.  A successful negotiation avoids foreclosure, possible bankruptcy, and financial loss for all parties.

With the nation’s leading network of foreclosure consultants you’re just a click away from getting the answers you need to make an informed decision.  With over 20 years of expertise in the fields of finance, mortgages and lending, let our experience and good standing with your lenders help find the solution you need.